Your Coverage Options

It’s really expensive to get sick these days!

Having life insurance is a no-brainer, but will it pay you before you’re dead? Most of the time we recommend a policy with living benefits you can use while you’re alive.

Even when you get a little sick (let’s say you go to the doctor for the flu), you’re going to come out of pocket a little bit. But when something serious happens, the costs can be astronomical – making Medical Bills the #1 reason for Bankruptcy in America.

What Our Customers Are Saying

When we signed up I was looking at this monthly payment as a type of savings account. I really didn’t think that I would get cancer. After all, I go to the doctor annually for checkups. Then, I was diagnosed with Stage III Breast Cancer, I had no idea what I was facing. After several surgeries, numerous doctor visits and trips to Corpus Christi for lab work, chemo treatments and weeks of daily radiation, thankfully I have been told that I am in remission. I still have 5 years of doctor visits, lab work and chemo medication, but it is nothing compared to what I have been through.

With the cost of gasoline over $3.00 a gallon, eating out on all those trips and health insurance co-pays, we were dwindling what money we were saving for our retirement. I even applied with several organizations just for gas money. I was denied by all. I cannot tell you how fortunate enough we were to have this insurance. They saved us from a lot of our financial worries.

I can still remember thinking that I would never get cancer. Not so anymore. After meeting all the patients, it has shown me that it can happen to anyone.

– Cecilia A.

When I invested in this plan 20 years ago I hoped I would never have to use it. Unfortunately, I had been diagnosed with cancer. I am very thankful for the courteous and quick response to my claim with payment to cover out-of-pocket medical expenses. It has given me financial relief and some peace of mind during this difficult time in my life.

– Rebecca G.

Having had cancer twice, this was a God send for us. The checks come directly to us and very timely. The money has helped so, at a real tough time to keep our heads above water. It’s so important to be covered for these things – believe me it can happen to anyone.

– Larry J.

We were very pleased with this coverage when my husband was diagnosed with skin cancer. When I called about filing our claim, they were so helpful and kind. The length of time was extremely short once they received the paperwork they needed. I would recommend them to everyone. Thank you for being there when we needed you!

– Vanessa L.

I want to say that I was thankful that we had our Accident Policy when we received $2,100. This is paid prompt. We will keep this policy. Thank you for being there when we needed this coverage.

– Leotha D.

We signed up for cancer insurance thinking we would never need it but 6 months later I was diagnosed with breast cancer. This has been a God send, payments are made promptly and customer service is outstanding! Without these supplemental checks, we would be in financial disaster. God does work in mysterious ways!

– Patricia S.

We were surprised and somewhat shocked when a representative came to our door and handed us a Return of Premium check for the amount of premiums paid in over the years. It really did happen!

– Terry J.